BuyherePay here dealerships

seeing as you are an "underage user" let me offer one piece of advice....DON'T..

Buy what you can afford, with cash, and grow from there.
There is nothing like making payments on something that is broke and you cant afford to fix.
 
SkyHiK5 said:
seeing as you are an "underage user" let me offer one piece of advice....DON'T..

Buy what you can afford, with cash, and grow from there.
There is nothing like making payments on something that is broke and you cant afford to fix.
Click to expand...


X2, but if you insist go to Trading Post on HWY 70 ask for Nathan and tell him Ben from Maaco sent you there. He sells good cars and great warrantys with them. But being in Debt sux a$$! Goodluck with it
 
Unless you already have bad credit, you should be able to get a loan at a bank. Your much better off going through a bank. You are probably going to have to get a co-signer anyways, might as well go to a bank and see what they can do first.
 
I'm with Ron, don't take out a car loan. Buy something cheap you can pay for with cash. IF we can't talk you out of being in debt, stay with a loan term of 3 years or less, and that you should be able to pay off early (1-2 years). Also, I would suggest unless you have a really good job (which you probably don't since you want a car loan), stick with a payment of $300 or less (remember 3 year loan of less), and pay as much as you possibly can so you pay it off early...

The bank is a better place to get a loan though, interest rate will be cheaper and they are probably less likely to try and rip you off (although any car loan is a ripoff)

Nothing like borrowing money on something that will be worth alot less than what you paid 6 months down the road...
 
I know it’s tough, I want an awesome tow rig like so many folks have. But I want to be debt-free more!!
Especially while you’re young and trying to get established, getting into debt can really tie you down, believe me, I know.
I made the mistake of going into debt for cars when I was younger. I even got laid off after Sept 11, 2001; I was stressing over whether or not I was going to be able to pay rent and make the car payment. I got lucky and was able to squeak by, but not everybody is that lucky.
Now all of my vehicles are paid for. I put what amounts to a car payment into the savings account every month in hopes that when I do have to replace a vehicle, I can pay cash.
 
I bought my current truck from a buy here pay here although I had my own financing. What I wanted they just happen to have...

While I was there, I saw people role up and pay their bill. It was less than 1 day late and they charged them double! The payment was about $250 and I looked outside and they had an old cavalier (maybe late 90s). I also overheard their loan term, etc. and downpayment info. Basically, after their loan was paid with their down payment, they would have paid over $9000 for a $4000 car! Thats not counting if they didn't have any late payments.

Most of them are crooks and I'd highly suggest not financing anything through them. You'll be in a worse situation than before.
 
yea i wouldn't g through them thats why they are buy here pay here dealerships so they can sucker people with bad credit in and then make the payment where they can't completely afford them so they can go repo the car and sell it again.

but with that being said we bought a b2300 from one for 4k? and paid it off in 2 years and it was a good little truck didn't have but maybe 100,000 on the odo it was very clean too. it was a deal for what we wanted at the time and it was a resonable price for the truck considering thats about what everyone on craiglist wanted for a simliar truck.

and we could be late on a payment as long as we let them know. but we also would go pay them the next day. their policy on late payments and non payments was two lates and a fee is charged and two non payments and the car is repo'd
 
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