I agree its a bit over priced but I think its still not too bad considering what it comes with.
Currie D60 is around 3K
36" Iroks and TR beadlocks another 3K(well, thats for 4, and its got 5)
and the Warn powerplant alone is 1500 bucks.
add on the teraflex longarms, skidplates, steering, bumpers and you got alot of goodies.
not to mention the labor involved if you didnot do this yourself. but I know that is not a factor for value when it comes to selling your rig.
I think for someone wanting to buy a rig right off the bat and are willing to make payments on it, thats not too bad of a way to go. I would def. want to talk em down to the 12-13 range if possible. maybe trade em a geo to knock off a little.
Still I get its a 97, and there are alot of other options out there when you start throwing that kinda money around. But this one has financing. lol. btw, mine was bone stock when I bought it a couple of years ago for 13,500. Granted its an 04 and it only had around 10k miles.