Ive had an account with paypal for a couple of years now, I dont use it a whole lot but every now and then ill find something on ebay that I "need" and ill purchase it. I got paypal b/c its supposed to be quicker than sending a personal check or money order or whatever plus most sellers prefer paypal. My issue is this, I cannot figure out, to save my life, how I switch my payment method. Its somehow setup so that it sends an "e-check" which takes the same amount of time to clear as if I were to send a personal check, thus delaying my purchase! Can anyone school me on paypal? Please? Just to make this clear if I havent done so, Im looking to switch my payment method so that it deducts the money directly from my bank account instead of sending an e-check, Thanks.