Auto accident, who pays for tow/storage?

[RatLabGuy]

Lets pretend I was in an accident, clearly my fault, totalled car.
The cops call the local tow/salvage guy, they come take it to get it out of the way.
Have full (collision etc) insuance on the car.
What happens w/ the bill for towing and storage while the ins. co. haggles over the claim, etc?
I'm wondeirng if I should do something like have the car towed to my house (theoretically...). If it goes on for weeks (inevitable) I wouldn't want to then get hit w/ a rediculous tow/storage bill.

 

[y2kcrawler]

They (ins) should cover the tow bill. You will have to pay a deductable of course (so pretty much you will be paying it) but if you have full coverage you should be ok. Be ready for a rate increase as well!

 

[GubNi]

It is motivation for them to settle quicker.

 

[Futbalfantic]

OMG are you ok?

 

[rockcity]

Insurance will pay for it, minus the deductible.

 

[Reid]

"clearly myfault"

sounds like a good story. do we get to hear it?

 

[RatLabGuy]

It is motivation for them to settle quicker.

That's what I'm hoping... I've been through totals before (noy my fault) and it took awhile for the mto settle, mostly b/c I had to haggle on the value of my vehicle.

OMG are you ok?

Yes, I'm fine. Uh, theoretically, of course.

 

[RatLabGuy]

"clearly myfault"
sounds like a good story. do we get to hear it?

In awhile, will have to get the pics off my "pretend" phone...

 

[Reid]

well, atleast your okay.

 

[Tacoma747]

You and your wifey must not be used to the driving conditions up in MD eh? Good thing you are alright, those theoretical wrecks can be rough sometimes.

 

[mbalbritton]

Probably wished you had thought about staying home instead and just went on an imaginary drive huh?