Found my new bank

[hscrugby]

http://www.redneckbank.com/

Yes it's a real bank.
Yes, you REALLY click an outhouse to login to your account.
And yes, sadly it really DOES have great rates.

No I won't be able to convince the wife having an ATM that says REDNECK bank is legit.

 

[RenegadeT]

not bad, 3.10% in the money market acct. My CU is 1.47%, and only if you keep $50k!
edit: you have to use the VISA checkcard 10x per month

 

[JeepURE]

not bad, 3.10% in the money market acct. My CU is 1.47%, and only if you keep $50k!
edit: you have to use the VISA checkcard 10x per month

shoot, sometimes i might use my visa checkcard 10x per day

 

[Ron]

ING Direct Orange money market accounts were at 5.5% last time I moved money in (2 weeks b4 Christmas)

 

[Reid]

might keep your wife from whipping out the ol' charge card so much at the mall.

 

[RenegadeT]

shoot, sometimes i might use my visa checkcard 10x per day

why does anyone use a checkcard, its a direct pipeline to your checking account. Lose it, someone can drain all your funds. Use a credit card, you're only liable for the first $50.

 

[RenegadeT]

ING Direct Orange money market accounts were at 5.5% last time I moved money in (2 weeks b4 Christmas)

looks like 2.5% now

 

[Ron]

why does anyone use a checkcard, its a direct pipeline to your checking account. Lose it, someone can drain all your funds. Use a credit card, you're only liable for the first $50.

use your check card and tell the cashier CREDIT...it has all the protections of a credit card nd if wiped out VISA will put your money back in 24 hours and cover any over limit fees....all without the hassle of a credit card company

 

[Ray VanBuren]

use your check card and tell the cashier CREDIT...it has all the protections of a credit card nd if wiped out VISA will put your money back in 24 hours and cover any over limit fees....all without the hassle of a credit card company

X2. My wife works at the bank and tells everyone to use the credit option.

 

[Ron]

X2. My wife works at the bank and tells everyone to use the credit option.

well THATS becacuse the bank pays the credit card fee on DEBIT transactions....

 

[mbalbritton]

use your check card and tell the cashier CREDIT...it has all the protections of a credit card nd if wiped out VISA will put your money back in 24 hours and cover any over limit fees....all without the hassle of a credit card company

but to go with Tony's question, are you going to tell the thief to be sure to use the Credit option?

 

[RatLabGuy]

but to go with Tony's question, are you going to tell the thief to be sure to use the Credit option?

Um - he'd be an idiot NOT to do it as credit.

If he chose the DEBIT option, he'd need a PIN NUMBER.
oops, he won't have that, now will he...

When patroning small businesses, I always run as debit - that way the fees are lower for them.
When at big places, I do credit, let them take the hit instead of my credit union. I figure Karma balances it all out in the end.

 

[mbalbritton]

Um - he'd be an idiot NOT to do it as credit.
If he chose the DEBIT option, he'd need a PIN NUMBER.

ouch.. one for Dave, 0 for brent...

 

[gmcjimmy88]

I use my as a credit so I get the cash back. Not much but more than I get using it as a debit.