And the other guy's insurance will try to lowball you. Dont accept their first offer or 2. After all, this vehicle is a classic and is not easily replacable. They dont have to know that you have a yard full.
Back when I had my 'gooner (damn I miss that thing) I got clobbered by a piece of furniture that fell off an oncoming truck. Luckily, he stopped, so it was his insurance. I was having trouble with the adjuster on a couple of things...wanting to leave a couple of dents since they were "minor", etc. One fender was trashed and had to be replaced....when he started balking at stuff, I pointed out to him that the woodgrain paneling is continous from one panel to another....the pattern grain matches, and I wanted to me made "whole" since I was a Jeep collector of sorts and it was important to me to be fixed right. . He looked up what it would cost to do the whole side of the 'gooner in new vinyl....materials from Chryco was like 3k...labor and all total it was about 10k....after that, he agreed to everything I wanted (as long as I let the woodgrain slide).
i did not think about a rentel car wow so do i call them or do i wait for them to call me
I got into a fender bender a few months ago. Messican backed across 4-lane US-1 in Sanford and pegged my front fender. I called his insurance company with the claim info the next morning...didn't even think about a rental, as I had other stuff to drive...rep from Enterprise called me about an hour later...Allstate had sent in my info, they were calling up to arrange the car.
Call them. Immediately. Tell them you can't get to work w/o a car.
also they have to give you a "comparable" car so be sure to tell them you need a big car for your 3 kids to fit in...
When my 'gooner got wrecked, the comparable car was a Chevy Suburban. (told them I needed it for work, to haul employee, plus had to have tools, equipment, step ladder to fit in back). Funny thing...this was around '99, when the US Open was in Pinehurst. I ended up in that rental Suburban for almost 2 months because the insurance company had a "parts hunter" that kept sending bad fenders from the Atlanta area (sent 5 total, about a week apart....came in rusted out, dented worse than mine was, deteriorated woodgrain, etc -- I finally went up to Marsh and bought one on the first try...they reimbursed me, plus time and effort). Anyway...Enterprise was desperate to have that Suburban back for the US Open rentals....told them I'd take a Tahoe (whatever the 2-door was), no less. They finally found one, called back, asked me how soon I could get up to Durham to swap them out. I said WTF, I'm doing you a favor by swapping, how soon can you drive to Sanford?
The rental bill was more than the repairs...IIRC, the repairs were about 2800, insurance paid about 3k for the rental....all over trying to save a few bucks on crappy takeoff fenders.
BTW, if they total it....rental is out they day they make that determination....they'll probably try and back out of that....so don't run up a big rental bill if you don't need too and you think it'll be a total loss.