OBUMMA CARE a GOOD THING???

here is the absolute cheapest I can get away with:

Monthly premium

$247.35/mo.
Deductible

$5,000
group total
Out–of–pocket maximum

$6,350
Copayments / Coinsurance

  • $45 Copay before deductible/20% Coinsurance after deductible Primary doctor
  • 20% Coinsurance after deductible Specialist doctor
  • $25 Copay after deductible Generic drugs
Main Costs
  • Health Care Costs
    You pay about 60% of care costs
  • Yearly Premium Total
    $3,017.88
Doctors & Hospitals

  • Typical Office Visit
    You pay about 20% of care costs
  • Emergency room care
    No Charge After Deductible Copay
Other services & prescription drugs

  • Routine dental care - adult
    No Charge After Deductible Copay
  • Routine eye exam for adults
    N/A
  • X-rays and diagnostic imaging
    No Charge After Deductible Copay
 
Last edited:
Cadillac Plan:




Monthly premium

$433.51/mo.
Deductible

$500
group total
Out–of–pocket maximum

$1,500
Copayments / Coinsurance

  • $10 Primary doctor
  • $20 Specialist doctor
  • $4 Generic drugs
Show less
Dental: Child
Data Not Available
(Typical yearly cost for managing type 2 diabetes for one person)
Not Available
(Typical costs for a healthy pregnancy and normal delivery)
Main costs

  • Health care costs
    Plan covers 90% of total average cost of care
  • Yearly premium
    $5,202.12
  • List of covered drugs
    List of covered drugs
Doctors and Hospitals

  • Emergency room care
    $150
  • Inpatient hospital care (e.g. Hospital Stay)
    20% Coinsurance after deductible
Other services and prescription drugs

  • Routine dental care - adult
    N/A
  • Routine eye exam for adults
    N/A
  • X-rays and diagnostic imaging
    20% Coinsurance after deductible
  • Preferred brand drugs
    $30
 
the only question is how much of a subsidy you get? So shouldn't it be that you still have the option of buying, but for whatever reason just aren't getting a free subsidy?

another glitch I found, is that yesterday my results were sent via a link in my profile on healthcare.gov to open a PDF. the links are now bad today and I cannot read yesterdays results.
 
I have my plan through BCBS and mine is 72 now and will go up to 260 January 1st. I just started my new job and 90 day will be up the first week in January. I have no idea what's going to happen.


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