bigmackloud
Active Member
- Joined
- Apr 6, 2005
- Location
- Raleigh, NC
Hey,
seems like we're always discussing speeding tickets around here, but alas, i got one down in SC a couple of weeks ago. 79mph in a 70 mph zone, on I20.
i talked to my insurance guy and he said the ticket itself won't carry any insurance points. however, since i rearended a civic a few months back, it will bring up 1pt from that. he's going to run the numbers for me to see how that would effect my insurance rates.
my other option would be to get a prayer for judgement (pjc). my insurance guy said you can only use one of these per 3yrs per household. and if i get anything else within 3 yrs, the ticket comes back as well. honestly i've only had 1 other speeding ticket and that was over 3yrs ago, so hopefully i can go another 3yrs w/o getting one.
so i have 3 basics questions:
1) how do i get a prayer for judgement? do i have to get a lawyer or can i just ask the DA?
2) since this ticket was out of state, will the state of NC know that i've already used my pjc? or does each state give you a pjc?
3) i don't actually live at home any more but my drivers liscense is still has my parents address on it. when i eventually change my official address, will the pjc follow me personally, or would it stay with my parents address? i mean, my mom has NEVER had a speeding ticket, so i don't think my parents will be needing a pjc in the next few years, lol.
thoughts and/or suggestions??
many thanks,
bigmac
seems like we're always discussing speeding tickets around here, but alas, i got one down in SC a couple of weeks ago. 79mph in a 70 mph zone, on I20.
i talked to my insurance guy and he said the ticket itself won't carry any insurance points. however, since i rearended a civic a few months back, it will bring up 1pt from that. he's going to run the numbers for me to see how that would effect my insurance rates.
my other option would be to get a prayer for judgement (pjc). my insurance guy said you can only use one of these per 3yrs per household. and if i get anything else within 3 yrs, the ticket comes back as well. honestly i've only had 1 other speeding ticket and that was over 3yrs ago, so hopefully i can go another 3yrs w/o getting one.
so i have 3 basics questions:
1) how do i get a prayer for judgement? do i have to get a lawyer or can i just ask the DA?
2) since this ticket was out of state, will the state of NC know that i've already used my pjc? or does each state give you a pjc?
3) i don't actually live at home any more but my drivers liscense is still has my parents address on it. when i eventually change my official address, will the pjc follow me personally, or would it stay with my parents address? i mean, my mom has NEVER had a speeding ticket, so i don't think my parents will be needing a pjc in the next few years, lol.
thoughts and/or suggestions??
many thanks,
bigmac