My folks recently had water damage (floor, cabinet baseboard ) from a leaking dishwasher and although I and my brother wanted to fix it, dad decided to put it on his HO Ins. During the demo asbestos tile was found underneath a linolium floor and all hell broke loose. It took almost 2 months and 2 seperate days long stays at a hotel to fix it causing much hardship for my 70s parents who also were taking care of moms 99yo, invalid mother. The thing that really pissed me off was the asbestos tiles and floor under the linoleum were dry. Only the floor under the cabinets, (w/o asbestos tiles ) was water damaged and it could have been repaired in a few days w/o them having to leave home and have loud dryers and limited access to the kitchen etc. for many weeks. I think the whole thing was a scam to make the restoration co. alot of money, and possibly a kickback for the ins. agent who obtained them. I don't understand why they could not leave the asbestos tiles to remain sealed under the linolium where it was'nt hurting anyone.