Splitting Bills/Separate Bank Accounts

upnover said:
IMO I think you should pay your bills, and she should pay hers. The living expenses such as rent, electric bill, water bill, cable, and groceries should be split in half. Buy the personal stuff separate like shampoo's razors and so on, pay for yours, she pays for hers. No need to wonder why she is using your money to buy all that woman stuff to make her beautiful, and no need for her to have to buy have the beer that you drink. Hope that part makes sense.
Now if yo get married, you can do it a little different, but still each of you need to have at least a portion of your pay to be "your" money to do with as you need or wish.
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basically this


but I've considered splitting the shared expenses/bills based on the ratio of incomes - i.e. if I make 60% of the household income I pay 60% of the shared bills. (reference post above... didnt read it until after I posted)
 
me and my fiancee split the bills. I pay the house payment and car payment and my insurance and she pays everything else which equal out to be the same. We've done this since we've lived together and everything works out well for us. Just do what works for yall so you both can have a little cash in both of your pockets and help each other out. It really makes a difference if you know you have someone to fall back on to help it makes it less stressful. We do have separate bank accounts i cant save money and she can so it works well for us
 
The wife and I have always had separate accounts. Been together since our first date in 1976 and will be married for 28 years as of tomorrow. We just split the bills up and have never had any issues. I buy what I want with my money and she with hers. (after bills are paid). Will this work for everyone..... no just has always worked for us. So she has no idea on the big cash I've spent on fishing tackle in the last 3 years...:lol:
 
The first year maybe two we had seperate accounts and we did the whole bill splitting thing. Then in order to get a boat I had to concede control of my half. Our checks go to the same account and she pretty much pays all the bills.

It is much different when you are married and dating. I like not having to worry about bills or money at all. I do what I can to make a little cash on the side so I can have some extra spending cash. We only get paid once a month and I like know that on the 1st day or the last day or the month I can fill my truck up with gas.

The only game I don't like to play is what did you spend this money on. She will get on the computer and start looking at all of our debit/credit card purchases and I have to try and remember what I spent money on. She doesn't really care what it is, she just likes to know. We did get hit with some fraud about a year back so it is good that she checks up on it.

The only thing that will get you in trouble either way is not telling the truth.
 
my wife and i are both in the navy and get direct deposited in seperate accounts i am higher ranking than her so i make more but what we do is we opened a joint account and figured up all our bills rent, vehicles, insurance bla bla bla and split it in half and we each have a recurring transfer from our individual accounts into the joint account and that way we know bills are paid. as for going out we take turns with dinner, and dates and such. whatever money is left in my account is mine to do what i want with no questions asked and same for her. I also started setting up a savings account for my "project" funds and i send a few hundred dollars a month into it. that way i still have play money and i have an account just for buying parts and such for my jeep. this works really well for us but you still have to live within your means and be honest with each other
 
All our money goes into one account,she pays all the bills out of it.We both pretty much get what we want when we want and dont have to ask the other for permission but if its something like a truckload of axles or something big I'll check w her and make sure we have the money first. I deal in cash most of the time and hers is DD from her job.
 
You wouldn't believe how much you can save by getting groceries at Aldi's!

I hated that place when I saw the stuff she was getting there. But now, I actually like the cereal, pastas and snacks from there.

I've done the marriage joint banking account. It was aweful. My lady and I have been splitting the bills since we've lived together. I don't complain when she buys something dumb for her bicycle and she doesn't say anything when I buy a perfect new toy!:beer:
 
Separate doesn't work. Two become one. Separating financials is no good in the long run unless one is a compulsive gambler.
Starts too many pissing fights over meaningless stuff.
When my wife and I got married we set up a joint account. I still had a solo account but used it as our Christmas account. Later used it to direct money from each paycheck for the mortgage.

Now that we live in NC (moved from MA), we can afford to live on one income. She works occasionally as a tutor. So it doesn't matter. I pay the bills. And she has a ton more time for the kids. (Teaching full time is way beyond a full time job).
We have never argued about who pays what bills. Joint accounts eliminates a major source of stress. It helped kill my nephew's marriage. He gave his wife a bill for changing the oil in her car.
 
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