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Hands down, creative outlet....hands down financial obligations kill it.......having a decent amount of smarts coupled with a decent amount of wants equals stalemate.  This is the evil other then time that halts my progress.  Is it ego? Or is it I know I cannot afford the way I want it? Maybe my "smarts" are not superb enough to over come this pitfall? I'm motivated toward an impasse. This is my Achilles Heel.