Ricky,
in your numbers you take 20% away before you even start.
A man making $15/hour now makes 12.
Generally speaking a $15/hour employee has no savings.
I believe your father to be fairly successful IIRC, he is probably trying to teach you a lesson. Play with numbers, how much are you paying towards student loans? Could you pay less? Should you? etc.
But some quick rough numbers.
Rent/Mortgage $900 (mine is less than this, but starting out you should be able to get here. may not be dream home but nice enough)
Food $250 (I budget my family of 4 of 600)
Power $150
Cable $100 (face it you are going to have it, sure its not a necessity)
Gas (for vehicle) $200
Phone (home/cell) $100
Insurance $150
At this point I am at $1850.
Now sure, add in a $500/month car payment and shit get tight. Add in $300 month in bar tabs and it hurts the numbers. But these are luxuries not everyone has. $2500? I mean thats pretty thick.
The average 2 income family makes $45k/year.
With your numbers you better make 60+...and you probably will, in a few years.
Then you can improve lifestyle, make higher loan payments etc.
but in case no one else has said it, WELCOME TO THE REAL WORLD....$1,000 for Z71 Mantastic upgrades just got real tough.
Unless you move back home with Mom and Dad....