Got a question about a auto accident

My Brother T-boned a guy years ago. He thought he was alright, just sore for a few days. A year later he was having so much pain, he had x-rays done. His spine & shoulders were & Always will be a Mess!
 
Sorry, my initial post I overlooked how bad this was.
Yes the lawyer was the way to go, especially if they are giving you the runaround.
Technically you can sue them for any expenses you have incurred for getting around between the moment of the accident, and the day they give you the car. They are liable for any & all expenses incurred.
Now here's the important rule though - "they" technically refers to the other driver, not the other insurance company. The other ins. company will do as little as possible, according to at most what is required by law, or written in their contract with the other party. So unfortunately, often the ins. co. will not really cover everything that is entitled to you (like the gap time you are without a car, or any damaged items in your car, etc), but just enough that many people will just accept it and give up. where they fall short, you may have to go directly to the driver, since ultimately they are the responsible party.
 
This is similar to my accident and you are lucky to have made it out OK. To sum up what I went through and hopefully help you to weed through some legal BS, the way it works is this: you get in an accident, get a lawyer, get a strong case against the other insurance company, you go to the doctor/chiropractor and rack up as much expense as you possibly can and no matter what, the insurance company is going to give you 2-3x what the medical bills add up to be and lawyer keeps 1/3. For example total medical and lost wage expense is $8,000, you may get lucky and be awarded 2.5x that (depending on poverty level of county) so you'll get awarded $20k which will never land in your hand to be divided between your lawyer, your doctors and your pocket.
 
I'll add also the hard facts. Taking it all the way to court is never a good idea and you'll actually get less money. Don't expect to get anything in less than a year from now, only exception being the compensation for vehicle. Lawyers are crooked and don't give two shits about you. Best of luck to ya sir.
 
XJsavage said:
I'll add also the hard facts. Taking it all the way to court is never a good idea and you'll actually get less money.
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It really depends on your situation. My wife was hit by a drunk driver several years ago. The other driver blew a .19 and ended up pleading gulity to the DWI charge. Her insurance carrier was Nationwide and they were buttholes to deal with. They wanted to low ball everything. We got an attorney and Nationwide's response was sue us. So we did. It took 2 years to get a trial date and a week before the trial Nationwide made us an offer. We told them to take a hike because we had a strong case and were not backing down or going away. They then came back with a STRONG offerr and we accepted it.
 
Most definitely. The reason I say it doesn't pay is the insurance company will usually give three good offers before they allow it to go to court. The first two offers are pety. The third and final offer is about as good as it gets. Once it goes to court, the maximum settlement will be offered but there's court costs to pay and it can easily drop you lower than what the third or previous offer was free and clear.
 
I'm still out of work and hurting went back to the er Monday night they did some CT scans found my sinus bone is fractured, only docs I've been able to see are the er docs cause no other doctors would see me till the police report was done and we just got it this evening. The property adjuster doesn't seen to ever want to call anyone back or answer the phone so that's putting everything on hold, injury adjuster is working with us fine. But hopefully they get everything figured out I'm just glad I got a lawyer now to deal with all the bs.
 
I settled on the jeep last week. Im going back to work today I feel alot better still some stiffness and pain in my neck and back but tolerable. I was referred to a specialist at the beginning for my neck and back pain my appointment isn't till Jan 6 with them takes them almost a month to get you in glad I'm not in serious pain anymore or I'd be pissed
 
This may be redundant but keeps tight tabs on everything you spend! Days, hours, minutes out of work should all be counted. Pain pills, rental cars, etc. Count it down to the last penny.
 
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