- Joined
- Apr 16, 2005
- Location
- Sharon, SC
There is a lot of information out there that says contradicting stuff, which is the problem. I've seen some places say that she "can" stay on it (my option), and other that say Dependents under 26 have to be offered coverage on plans offered by large employers. Obamacare is a cluster*#$@ of half-ass law and confusing mandate. It pisses me off that it was ram-rodded through congress without so much as a read-through and one of the biggest lies of all time "If you want to keep your doctor, you can keep your doctor" was never an "impeachable offense" like everything Trump seems to do.
My understanding, no lawyer of course so do your own research....insurance companies HAVE to allow you to insure your daughter until she is 26 if she isnt otherwise insured, you do NOT have to insure her after 18. they just have to allow you to if you choose.
Now you mention step daughter, which adds another layer. The divorce decree could require her mom to provide insurance until...well until anything the two parties legally agreed to. If the divorce decree requires you to insure until she is out of college, for example, then you could (financially) be on the hook whether or not the insurance plan allowed it or not.