Tragedy at WERock in Moab

Ever watched a Baja race? Gotta be somebody killed every year, but I bet it goes unreported because it's in Mexico.
 
rockcity said:
Insurance will definitely be reviewing the incident to manage their risk.

While the dude made his way to an unauthorized area, risk management dept will look at it as a partial failure of the organizer because there was likely not sufficient of a barricade/security to keep someone from easily making their way on course.

I have no knowledge of the course and how it was set up, I'm just speculating from 1600 miles away behind the computer.
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Shocking that I was thinking the exact same thing, no?

The challenge is you can't barricade or observe every inch of a 3 mile race track. Unless its in a Circle ala Talladega, And thats no fun.
 
Its sad that our society has "evolved" to this point. Wanting to blame someone else for blatant stupidity or foolishness, to the point that the promoters have to protect everyone from themselves. Judges and insurance companies need to grow a pair, and lawyers need to spend more time walking on active race courses.
 
jeepinmatt said:
Judges and insurance companies need to grow a pair, and lawyers need to spend more time walking on active race courses.
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The problem with this is that there is not $ to be made like this. The risk/reward/cost relationship is not linear.

I'm sure there is an insurance company willing to grow a pair and insure just about anything. Problem is that the premium will be so astronomical that nobody would be able to afford the $200 spectator gate fee
 
rockcity said:
The problem with this is that there is not $ to be made like this. The risk/reward/cost relationship is not linear.

I'm sure there is an insurance company willing to grow a pair and insure just about anything. Problem is that the premium will be so astronomical that nobody would be able to afford the $200 spectator gate fee
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And on top of that, the whole "sign a waiver" thing doesn't hold up for shit.
 
Thats my whole point. If the expectation of people having common sense was upheld by judges in some of these stupid court cases, insurance companies wouldn't be CYA'ing for idiots, and the related lawyers would be making 6 figures in the speeding ticket racket instead of 7-8 figures in the they-didn't-protect-me-from-myself racket.
 
Common sense, accountability? Good grief what a can of worms for almost 95 percent of our population and daily anything. Sarcastic, but I'm afraid not to far from the truth.
 
rockcity said:
A good and proper waiver is worth it's weight in gold
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Do what?
Where is the sarcasm smiley?

People can't sign away their rights nor can they agree to your negligence.

There is a joke somewhere Im missing here.

Worth it weight in gold toilet paper maybe?
 
Ron said:
Do what?
Where is the sarcasm smiley?

People can't sign away their rights nor can they agree to your negligence.

There is a joke somewhere Im missing here.

Worth it weight in gold toilet paper maybe?
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I guess since a sheet of paper weighs about 0.16oz, and gold is worth about $1200/oz, a signed waiver is worth about $192.
 
@Ron you are right, people can't sign away their rights due to someone else's negligence. That's not really what I meant...


I guess my understanding of racing insurance is fueling my comment. Let me elaborate.

Waivers (good ones) show your good faith effort to inform everyone that racing is dangerous and to be careful. Also, telling them the obvious stuff like rocks twist ankles, fields have holes, bees sting and snakes bite. While most of these items are generally considered common sense, organizers must remind people of such things or they get their ass handed to them (and still do/may sometimes).

If organizers are smart, the waivers are developed with insurance risk management teams and approved prior to use so that insurance is on board 100%. Transparency is key with them. Having a good, approved waiver will defend you if something happens and your insurance company has less ammo to hang you out to dry.

Don't get me wrong, a waiver is not an insurance plan, it's just a small and significant keystone (one of many) of a good foundation for risk management.

A poor and weak waiver and the insurance company will likely deny coverage and then it's your ass...
 
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