I've been back in the area I plan on settling for about 8 months now. In that time I have not been able to find a house that I 'have to have', so a couple days ago I got to thinking 'why not build'. Just a complete wild hair, no knowledge about the process at all, so I'm coming to the vast NC4x4 knowledge base looking for some guidance. What I know is, we want to grow in to this house, probably have another 2-3 kids in the next 5 years. Probably 3000 sq/ft, on 2-3 acres, with 4 car attached and provisions for a 40x60. What I don't know is everything else. Having the land cleared, is that an additional expense, or is that something someone would pay me to come harvest the wood? Construction loans seemingly require 40% down, but I'm seeing more contractors offering an option to sell you the house you wanted and they'll carry the construction loan as long as I cover the interest. Any hoops to jump through there? And finally, the one that's scaring the wife the most are the 'unforeseen issues' with building, that we simply don't know because we haven't done it before. Any good people to have in my corner through this process? And any other wisdom/advice would be appreciated since I'm completely ignorant to all of this.