Random pic thread.

This was exactly my point.
The insurance company is just an actor on behalf of the person. The company isn't liable, the person is liable, and the insurance covers the cost of the liability - or not, depending on what they policy is that was agreed to.

This is why its a big headache when the companies don't just go along with things amicably... you then have to deal with with a person in court.

Actually even if an insurance company does pay, they'll often go after someone else afterwards if they think they can hold them liable.
 
This really pissed me off this morning in downtown Asheville.
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All I see is this sweet Danny MacAskill line I could do if I had the right bike:
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Awww snap...shits about to go down. You have the mightiest warrior of the keyboard kingdom, with that horseshit message to like ratio vs everyone's favorite arrogant asshole. If I can't get @shawn to stomp the yard at the outpost, I guess this will have to do.

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