Third party opinion here as I have no real skin in the game and am certainly not in the position to get a new truck.
I see this come back around fairly regular and the arguments from both sides are alway the same: torque and power vs. cost and usage.
End of the day for me is exactly what
@Wes said: better to have than not and want.
FWIW: wife dd is a 2012 Laramie longhorn 2500 Cummings because bells and whistles and it’s the fanciest thing we could afford when we bought it used. At 300,xxx miles it has been problem free and when it needs to tow it flat out performs. My dd is a 1998 ram 2500 HD and it does the same without some of the B&W but it makes loud diesel noises and I’m a child at heart.
Buy what makes you comfortable with the knowledge you may tow from time to time and verse that against what you can afford.
My .02.