World Population

Andy J. said:
Interesting that they focus on feminism as the main reason for the lack of babies. We all know it’s ‘cause no one can afford those little resources gobblers anymore!
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They're not really that expensive after the first two. After you take the hits on insurance, income, and buying cars that fit car seats, it's just a marginal increase on groceries and such.
 
shawn said:
They're not really that expensive after the first two. After you take the hits on insurance, income, and buying cars that fit car seats, it's just a marginal increase on groceries and such.
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Wait until they start driving and going to college, LOL.
 
shawn said:
They're not really that expensive after the first two. After you take the hits on insurance, income, and buying cars that fit car seats, it's just a marginal increase on groceries and such.
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You are JUST hitting the teen years brother.
Just hold on.

It gets waaay worse.

Wait until you experience the joys of auto insurance quadrupling overnight.
 
Loganwayne said:
tell that to all the low income families pumping them out.

Id like to know the demographics of who is having kids and how many in America right now.

it seems like a lot of middle class people are having 1 or none. while people in the edge of poverty keep having kids.
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We adopted our younger daughter when she was 7, she’s 17 now. She has two brothers. DSS split them up before she ever came to us. We recently learned that her good for nothing pre-birth storage unit just had another baby! Probably won’t be long until DSS takes that one too.
 
drkelly said:
Wait until they start driving and going to college, LOL.
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You really think the people we:re talking about plan for that? If it ain't free, those kids aren't getting a car to drive or going to college...
 
shawn said:
Who paid for your car insurance and college?
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Me.
But I want better for my kids than I had.
Kinda the point of generational growth.
 
Loganwayne said:
tell that to all the low income families pumping them out.

Id like to know the demographics of who is having kids and how many in America right now.

it seems like a lot of middle class people are having 1 or none. while people in the edge of poverty keep having kids.
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You asked, here it is. Will have to look elsewhere for more recent years.

Not as clear cut as one might think
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Ron said:
Me.
But I want better for my kids than I had.
Kinda the point of generational growth.
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Okay, so if we grant that this optional thing you choose to pay for is a requirement of raising children, how much more is car insurance with three kids on the bill instead of two?
 
The interesting new thing about car insurance, the price jump hits your insurance, no matter who pays for theirs. As long as they are living at the same address, they have "access" and therefore, your rates increase. Also, older "cheap" cars arent always the cheapest to insure. Apparently Volvos and Vettes are the cheapest to insurance young drivers due to accident statistics.
 
paradisePWoffrd said:
The interesting new thing about car insurance, the price jump hits your insurance, no matter who pays for theirs. As long as they are living at the same address, they have "access" and therefore, your rates increase.
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Yeah I've been round and round this w/ agents.
Yes there are 3 drivers in this house but only 1 can drive a stick, so trust me.... the others aren't relevant. But that doesn't matter.
 
paradisePWoffrd said:
I have wondered if investing in an alternate address would be worth the time/cost in a few years when I have 2 drivers?
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If you mean buying the kiddos their own house, I feel like that's gonna have a lot of unexpected costs :lol:
And if you mean just having a different address to SAY they live at... that's insurance fraud, so.... I'll leave it at that
 
RatLabGuy said:
If you mean buying the kiddos their own house, I feel like that's gonna have a lot of unexpected costs :lol:
And if you mean just having a different address to SAY they live at... that's insurance fraud, so.... I'll leave it at that
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It's not where the Kiddos live, it's where the vehicle is Garaged... If you keep the Mustang GT in a locked storage unit 2 miles from the house, you can legitimately, legally exclude your 18 year old son with 2 reckless driving tickets from it's coverage, even with rental of the storage unit, this actually was cheaper than having my son on the policy.

Now that's a major pain in the ass if we're talking about Mom's daily driver, but the GT is just a toy, so not a big deal.
 
zuke said:
It's not where the Kiddos live, it's where the vehicle is Garaged... If you keep the Mustang GT in a locked storage unit 2 miles from the house, you can legitimately, legally exclude your 18 year old son with 2 reckless driving tickets from it's coverage, even with rental of the storage unit, this actually was cheaper than having my son on the policy.

Now that's a major pain in the ass if we're talking about Mom's daily driver, but the GT is just a toy, so not a big deal.
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Yeah, I was thinking more of.... I own the lot next door, that has its own address. They park their car under a carport at that address, which is not my address.

I havent gotten a vehicle yet, but will likely not be anything new, and will just have liability. Mostly the concern is the premium increase of the newer DDs that have full coverage and he wont drive.
 
paradisePWoffrd said:
Yeah, I was thinking more of.... I own the lot next door, that has its own address. They park their car under a carport at that address, which is not my address.

I havent gotten a vehicle yet, but will likely not be anything new, and will just have liability. Mostly the concern is the premium increase of the newer DDs that have full coverage and he wont drive.
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What the insurance company looks at is what's garaged at the address where they live, you might be able to get away with garaging your cars next door, but I don't think the insurance company is gonna buy off on that, their metric is access.. if the key is on a counter a couple hundred feet from the car, they'll probably call that access. The trick is making sure the young driver can't use your car that you don't want to insure them on.
 
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