Offer equity stakes. That's what I do/take. Someone wants to start a business, bank won't loan them the money, they don't have it, but it's a really good concept...I have no issues signing a check for a bit of equity. They want consultation, depending on the return on my money, depends on my fee. Think Marcus Lemonis and 'The Profit'...just at the etsy/sub-$250k/yr business level. That's how me and my brother started the lawn care bidness 10 years ago...he wanted a craftsman mower to make some money in high school...so I bought it, then a used zero turn, I bought it...then a few new zero turns, I bought them...then a new tractor...etc etc etc. My equity stake has varied over the years, depending on my involvement and the business' financial dependency on me, but it's been extremely lucrative for both sides...he makes more working 3-4 days/wk doing landscaping than he was as an ER Nurse, so he went PRN and works at the hospital 1-2 days/month now just to stay current. I say all that to say, there's no shame in asking for a handout, it can end up being a win/win for everybody.