I mean, I get what you're saying, but maybe math class is different in brain scientist school. Making $4 million in ONE year, vs making $4 million over 30 years ($133k/year average) still works out to the same money, except if you invest just a million of that $4mil when you make it (realistically half of your take home), it will pay huge dividends in 20-30 years, unlike the $133k/yr that allows you to get by and sock away $5-25k/yr. Also, there will be plenty of residual income in the years to come on whatever she did to earn that $4mil in one year.