Actually one could absolutely make the same argument for the vax.
If you're so hard on personal responsibility and consequences for your actions - if somebody chooses not to get the vax - just like choosing not to exercise or do whatever to eat better - and gets Covid, should the rest of us pay for their hospital bills? I mean, they could have avoided that cost but chose not to do so and roll the dice.
Own your choices and live or die by them.
Or maybe I really believe the Rona is an overblown liberal-driven thing and isn't really a problem, and thus don't need a vax because I can take that risk, then that argument goes away right?
Now replace "Rona" with "Fentanyl OD" and "vax" with "Narcan revival".